We have been in the factoring business since 1979, are privately held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can support you through any bad circumstances you might come under. Our lights won't go out when the times get bad, like a few factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's just about impossible for you to choose which factoring business is the best fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable match for your business - whether it's with us or another factoring company.

We have a vast network of factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to define your needs to us, we have no doubt that you will find exactly what you need..

Almost all factoring firms let you select and choose your customers that you want to factor. Except a handful of them normally require a minimum dollar amount prior to doing business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will force you into factoring when you don't want it.

Almost all factoring firms fees are hidden. It is beyond us why they do this. You can be rest assured, We do not behave this way.  We are absolutely upfront about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet venture capitalists. We are a privately held company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, learn your concerns. Based on that information we will put together a customized solution for you. Almost all receivables factoring companies especially the Silicon Valley ones first and foremost look for the algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Almost all factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is crucial to prevent unnecessary write-offs.

We employ first-rate technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Almost all other companies don’t even come close.